PrimeTrusts Banking

Bank Your Way with PrimeTrusts

Secure digital banking from the safety of your home. 24/7 access, high-yield savings, and zero hidden fees.

Wealth Management

Wealth Management & Investments

Grow your wealth with expert guidance. Retirement plans, robo-advisory, and global portfolios.

Business Banking

Business Banking Reimagined

Loans, treasury management, and merchant services tailored for your success.

★ Trusted by 150,000+ customers

Why PrimeTrusts?

📘 Why PrimeTrusts?
PrimeTrusts is a fully digital member-owned trust bank. Unlike traditional banks, we have no brick-and-mortar overhead, which allows us to offer up to 4.85% APY on savings, $0 monthly fees, and 24/7 live customer support. Your deposits are insured up to $250,000 through our FDIC-insured partner institutions. All accounts are protected with AES-256 encryption and mandatory multi-factor authentication.
security

Bank-Grade Security

Biometric login, real-time fraud monitoring, instant transaction verification, and hardware key support.

Learn more →
savings

High-Yield Savings

Earn 4.85% APY on every dollar. No minimum balance, interest compounds daily. FDIC insured.

Start saving
global

Global Transfers

Send money to 150+ countries with zero wire fees for premium members. Interbank exchange rates +0.2% only.

Explore

PrimeTrusts by the numbers

$3.2B+

Assets under management

150k+

Active customers

99.97%

Uptime record

4.9★

Trustpilot rating

📖 Security Pledge: All data in transit uses TLS 1.3, at-rest encryption via AES-256. We offer a "Lock & Report" feature that freezes your entire account instantly via SMS. Monthly security digests are sent to every user. MFA is mandatory — we support authenticator apps, SMS, and YubiKey hardware tokens.

Complete financial ecosystem

Over 50+ products tailored for individuals, families, and businesses

checking

Prime Checking

No monthly fees, unlimited transactions, free checks, and early direct deposit up to 2 days faster.

0 fees
savings

Premier Savings

4.85% APY, automatic savings tools, and goal-based buckets. No minimum balance.

High yield
credit

Prime Cashback Card

Unlimited 2% cashback on all purchases, no annual fee, and 0% foreign transaction fees.

Apply now
mortgage

Mortgage & Refi

Rates as low as 5.15% APR (30-year fixed). Fast pre-approval within 24 hours.

Calculate
auto

Auto Loans

New and used car financing from 4.99% APR. 60-second pre-qualification.

Check rate
business

Business Checking

Zero monthly fees for first year, 100 free ACH transfers/month, and integrated invoicing.

For entrepreneurs
ira

IRA & Retirement

Tax-advantaged accounts with robo-advisory (0.15% management fee). Rollover from 401(k).

Plan future
529

College Savings (529)

Tax-free growth for education expenses. State tax deductions available.

Start plan
cd

Certificates of Deposit

Lock in rates up to 5.25% APY for 6–60 months. FDIC insured.

View rates
wealth

Wealth Advisory

Dedicated financial advisors for high-net-worth individuals. Estate planning and tax strategies.

Consult

📚 Understanding digital trust banking

Unlike traditional brick-and-mortar banks, PrimeTrusts operates fully online, reducing overhead costs and passing savings to you. We are chartered under the Digital Banking Trust Act, providing full FDIC-equivalent insurance through our partner network. Your deposits are never lent out speculatively — only invested in short-term government securities.

PrimeTrusts vs Traditional Banks

FeaturePrimeTrusts OnlineTraditional Banks
Monthly fees$0$12–$25 avg
Savings APYUp to 4.85%0.01% – 0.08%
ATM access55,000+ free ATMs worldwideLimited to own network
Customer support24/7 live chat, phone, emailBusiness hours only
Overdraft fees$0 (optional protection)$35 per occurrence

What our members say

testimonial

“I switched from a big bank and saved $450 in fees last year. PrimeTrusts app is flawless.”

— Sarah K.
Verified customer
testimonial2

“Their wealth management team helped me grow my portfolio by 22% in 18 months. Highly recommend.”

— Michael R.
Wealth client
testimonial3

“Business loans approved in 2 days. Unbeatable rates and personal relationship manager.”

— Elena T.
SBA loan
testimonial4

“The 3-slide banner caught my attention — now I use PrimeTrusts for everything. Security is top-notch.”

— David L.
3+ years member
testimonial5

“I love the round-up feature. Saved over $600 without even noticing.”

— Jessica M.
Savings champion
testimonial6

“Customer support resolved my issue in 15 minutes via live chat. Amazing.”

— Carlos G.
Premium member

Our global presence & digital hubs

While we operate 100% online, we have regional hubs in New York, London, Singapore, and Dubai.

nyc

New York Headquarters

Stuyvesant 14th St & 1st Ave, NY 10009

london

London Office

Canary Wharf, London E14

singapore

Singapore Hub

Marina Bay Financial Centre

dubai

Dubai Office

DIFC, Dubai

mobile

Mobile Banking App

Rated 4.9/5 on App Store & Google Play

security

Security Operations Center

24/7 monitoring & threat prevention

Ready to take control of your finances?

Join over 150,000 customers who trust PrimeTrusts every day.

FDIC Insured Equal Housing Lender NMLS #1942345